---
title: How to send money
source_url: https://moov.money/help/sending-money/how-to-send-money/
last_updated: 2026-07-14
---

# How to send money

With Moov Money, you send money by starting a payment and sharing a secure link with the person you're paying. Many people send money through their bank's or financial institution's app, which is powered by Moov Money.

## Steps to send money

1. Start a new payment from the app of your financial institution or brokerage you use to send money with Moov Money.
1. Enter the **amount** you want to send.
1. Optionally add a short **note** describing what the payment is for.
1. Confirm the payment. Moov Money creates a secure claim link for it.
1. **Share the link** with the recipient by text message, or using the options available in the app.

## What the recipient does

The recipient opens the link, verifies their phone number, and chooses to receive the money to a debit card, Apple Pay, or Google Pay. See [How to claim a payment](/help/receiving-money/how-to-claim-a-payment/)

## Good to know

- There are **no fees** to send money.
- The claim link is valid for **10 days**. If it isn't claimed in that time, the payment expires. See [What happens if my payment isn't claimed](/help/sending-money/what-happens-if-my-payment-isn-t-claimed/)
- You can **cancel** a payment before the recipient claims it. See [How to cancel a payment](/help/sending-money/how-to-cancel-a-payment/)
- Only send money to people you know and trust, and only share the link with the intended recipient.