---
title: What information Moov Money collects
source_url: https://moov.money/help/account-privacy/what-information-moov-money-collects/
last_updated: 2026-09-04
---

# What information Moov Money collects

To send and receive money safely, Moov Money uses a small amount of information. Here's an overview of what that includes and why.

## What we use

- **Your phone number**, to verify it's you and to help make sure money reaches the right person.
- **Your card or wallet information**, meaning the debit card, Apple Pay, or Google Pay you use to receive money. This is stored securely so you can get paid.
- **Basic name information**, so payments can be associated with the right person.
- **Your contacts**, when you've allowed it, so we can show real names instead of phone numbers and flag when a name doesn't match the account you're about to pay. You control this.
- **Information that helps keep the network safe**, used to detect and prevent fraud.

## How it's protected

- Card details are entered through a secure, encrypted form.
- We store the information needed to receive money securely.
- We monitor for suspicious activity to help protect you and the network.

## What you control

- **Contact access**, granted in your phone's settings. On iPhone you can share all of your contacts or pick specific ones.
- **Contact syncing**, which you can switch off at any time under **Account**, then **Privacy & Security**.

- **Who can reach you**, by blocking anyone you don't want sending you money or asking you for it.

## Learn more

For full details on how your information is collected, used, and protected, see:

- [Moov Privacy Policy](https://moov.io/legal/privacy-policy/)
- [Moov Consumer User Terms](https://moov.io/legal/platform-agreement/consumer-user-terms/)

## Good to know

Moov will never ask you for sensitive information like your one-time code, PIN, or online banking password by phone, text, or email.

[Things Moov will never ask you to do](/help/security-privacy/things-moov-will-never-ask-you-to-do/)