---
title: Setting up and using a passkey
source_url: https://moov.money/help/account-privacy/setting-up-and-using-a-passkey/
last_updated: 2026-07-14
---

# Setting up and using a passkey

A passkey is a fast, secure way to prove it's you the next time you receive money using your device's fingerprint, face, or screen lock instead of a one-time code. There's no password to remember, steal, or reuse.

## How to set up a passkey

After you receive a payment, Moov Money may offer to create a passkey. To set one up:

1. Choose the option to **create a passkey** when it's offered.
1. Confirm with your device's **fingerprint, face, or screen lock**.
1. Your passkey is saved securely on your device.

## How to use a passkey

The next time you open a Moov Money link and need to verify it's you, choose to use your passkey and confirm with your fingerprint, face, or screen lock.

## Good to know

- A passkey is tied to your device and your verified phone number, which helps protect your money.
- You can still use a one-time text code to verify if you prefer, or if you're on a device without your passkey.
- Passkeys can't be phished the way codes and passwords can, which makes them a safer option.