Pay friends. Get paid back.
Send from your banking app. Get paid to the card you carry. No new app. No fees.
Settling up is looking up.
How money moves.
Send money from your banking app. Your contact gets a text with a link to claim it.
Request money from your banking app. Your contact gets a link to pay you back.
Get paid through a moov.money link. Choose where the money lands—no new app needed.
Built-in safety you can see.
Know who’s asking, spot suspicious links, and keep your money safe.2
Things Moov will never ask you to do
Moov will never ask for your PIN, your password, a verification code, or money sent back.
How to identify a real Moov link
Payment links are only from moov.money. Learn to tell a valid link from a fake one to keep yourself safe.
Common scams to watch out for
Pressure, urgency, and a stranger with a story: the patterns that turn up again and again.Built for banks, credit unions, brokerages, and neobanks.
So account holders can pay anyone, and get paid by anyone with a debit card, without leaving an app they already trust.4
In partnership with
The Moov Money product is intended for "Merchants" that are U.S. Federal or state chartered depository financial institutions. Moov Money may also be suitable for other U.S. financial institutions (as defined under the Bank Secrecy Act) that issue reloadable prepaid debit cards subject to Customer Identification Program requirements. Moov reserves the right to approve use case based on licenses or information obtained during the due diligence and underwriting process.
Moov Money is a service of Moov Financial, Inc. and is offered through participating financial institutions, brokerages, and fintech providers. Moov Financial, Inc. is not a bank. Your funds are held by your participating financial institution, and payments are made from the eligible account you select. Availability, features, and limits vary by institution and are subject to its terms and conditions. Moov Money is currently available only in the United States.
1 Payment speed. Most payments are available to recipients within minutes of being claimed. Actual timing depends on the recipient’s financial institution and the payout method they choose; some payments may take up to 3 business days.
2 Fraud monitoring. Real-time monitoring helps identify scams and suspicious activity, but no security system can prevent all fraud. Only send money to people you know and trust. Moov will never ask you for your password, PIN, or a one-time verification code.
3 Unclaimed payments. Payments that are not claimed within 10 days expire, and the funds are automatically returned to the sender. Senders may cancel a payment any time before it is claimed.
4 Recipient eligibility. Recipients do not need an account at a participating institution to claim a payment, but must provide an eligible U.S. deposit account, debit card, or wallet to receive funds. SMS message and data rates may apply.
5 Institution participation. To send or request money, your financial institution must participate in Moov Money. Anyone with an eligible U.S. debit card can receive money or pay a request, even if their financial institution does not participate.
Moov® and the Moov logo are registered trademarks of Moov Financial, Inc. Moov Money is a trademark of Moov Financial, Inc.
Visa is a registered trademark of Visa International Service Association.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries; App Store is a service mark of Apple Inc.
Google Pay and the Google Pay logo are trademarks of Google LLC.
All other trademarks, logos, and brand names are the property of their respective owners and are used for identification purposes only; their use does not imply endorsement.